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from a fascinating post at architecture-focused BLDGBLOG

from a fascinating post at architecture-focused BLDGBLOG

always some fun stuff over at Into The Pixel. (here’s the big version)

always some fun stuff over at Into The Pixel. (here’s the big version)

INDISPUTABLE 202

202. Disputable.

INDISPUTABLE 202


202. Disputable.

*14
*2

Kiva Is Not Quite What It Seems

Long post, longer list of comments, fascinating and complex and difficult to resolve.

My addition is that of course Kiva doesn’t work the way you think it does — the product they seem to sell (direct, transparent microloans from lender to entrepreneur) wouldn’t be scaleable at Kiva’s growth rate and a per-lender amount of $25.

The key to their success is also what some commenters here take offense with: Kiva simulates a shopping environment, a mechanic where people select their favorite stories, countries, and projects to support, which is an abstract layer above the fact that Kiva has already disbursed these loans to the best of their judgment.

The creators of France’s Babyloan comment that this process, if accurate, would just be a “microcredit reality show” where first-world donors pick fashionable-sounding projects without any grasp of field realities. I agree — any research or personal feeling I have about “what’s needed” in these communities is a fantasy, and should take a rightful backseat to what field lenders and the local economies require.

(Fun note: Kiva has a byzantine process chart here, immediately followed by a request for a better design. Any designers/UXers feel like helping?)

"i don’t know why, but your dislike of inception makes me UNNATURALLY FRUSTRATED, which you think is an emotion i would reserve for like oil spills and foreign wars, but apparently not. apparently, i care about whether or not people enjoy movies about dream pirates."

an email i just sent to jenn

"

…’The companies don’t care about me. They care only about making money!’

When was the last time you bought something from Sony and gave them an extra $5 to help them out? No, you paid the minimum amount—just enough so that you could legally acquire what you were purchasing. Must be that you care only about keeping as much money as you possibly can. Your motives are selfish and greedy.

Sure Sony doesn’t love me. I’m okay with that. I don’t love Sony. Every now and then, they offer a product or serivce I want for a price i like and we do business. That’s where our relationship ends. They provide me no more than I pay for, and I pay for no more than they provide me.

"

Slashdot user V_drive, on a super-old article about everquest.

Why People Are Mean (Page 2) - Oprah.com

liked this page. “wheel of suffering” INDEED